We remove late payments, collections, charge-offs, and more
No monthly fees — one-time payment of $250
Some clients gain 50–100+ points in weeks
Knowing your credit score is a deal-breaker before the lender even runs it
Being forced to accept sky-high interest rates that drain your bank account every month
Having to ask for a co-signer because you can’t stand on your own credit
Filling out an application for a car, house, or apartment and holding your breath because you expect a denial
Late payments
Collections
Charge-offs
Repossessions
Medical bills
ANY negative account hurting your scoreere's some stuff
Some clients see results in as little as 4–7 days
Others take multiple rounds because we fight until it’s done
We operate 100% legally and transparently
Some clients see results in as little as 4 to 7 business days, depending on your credit file and the types of negative items. Most start seeing movement within 2 to 3 weeks.
Late payments, charge-offs, collections, medical bills, inquiries, repos, and more. Every file is different — but we go hard to clean up as much as possible using aggressive, legal dispute tactics.
It’s a one-time payment of $250. No monthly fees. No upsells. Just real results.
You can also split it up using ZIP get started today for as little as $64
Yes, 100% legal. Eli uses dispute laws like the Fair Credit Reporting Act (FCRA) to challenge inaccurate and unverifiable items. Nothing shady, nothing illegal, nothing that will come back on you.